The Basics

The USDA-backed policy covers plant loss or damage due to adverse weather, fire, wildlife, earthquake and volcanic eruption.

Also covered are the following, if due to the above listed causes:

1. Inability to market plants failure of irrigation water supply
2. Plant damage resulting from reduction in power supply or collapse of buildings or structures

Excluded causes are:

1. Insects and disease UNLESS no effective control measure exists;
2. Cold temperatures, if protection is required for the plant (unless the cold protection fails due to an insured cause)
3. Failure of plants to reach expected size

Coverage is available to wholesale growers of field grown and container grown nursery stock and liners. Plants must meet all requirements for insurability including:

1. Appear on USDA Risk Management Agency’s Eligible Plant/Price listing
2. Grown in a Nursery inspected and accepted by the insuring company
3. Grown under irrigation in appropriate medium, with proper winter protection if required
4. Minimum field grown size or pot size requirement

Not insurable: Stock plants; Christmas Trees; Plants grown in pots less than 1” in diameter, trays or flats without individual cells; Plants produced in containers that contain two or more different genera, species, subspecies, varieties or cultivars.

Both container grown and field grown practices are insurable separately. If you produce both, you may insure either or both practices. All plant categories within a practice must be insured.

NURSERY CROP INSURANCE CONTINUED:
THE BASICS | CHOOSING COVERAGE | BEGINNING COVERAGE | LOSS EXAMPLES

This is a summary and does not reflect complete policy terms. For complete policy terms, go to http://www.rma.usda.gov/policies

This website provides limited information, and the information herein cannot be considered an offer or guarantee of insurance coverage.  Contact AgSecure for more information on programs in your area.